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Product Introduction
Valley Loan is a trusted online lender that offers unsecured and instant cash loans to ordinary borrowers in the Philippines. As a borrower, you can expect a hassle-free and convenient loan application process, as well as great interest rates and flexible repayment terms.
CASH LOAN AMOUNT
₱ 2,000.00 - ₱ 20,000.00
CASH LOAN TERM: 91-Days - 365 Days
Interest Rate: The Highest APR is 20%
Transaction Fee per Year: 0
Service Fee: 0.1% to 0.35%
Application process
1.Personal information
2.Identity information
3.Guarantee
4.Loan status
Take Cash Loan as an Example
If you choose a Loan Limit of:
₱ 10,000.00 pesos and Term of 120 Days
The Total Interest that must be paid:
10,000.00*0.05%*120 = ₱ 600.00
Total interest that must be paid Service Fee:
10,000.00*0.3% = ₱ 30.00
Interest Payable per Month:
10,000.00*0.05%*30 = ₱ 150.00
Monthly Repayment Bill Includes Principal and Interest payable:
10,000.00+150.00 = ₱ 2,650.00
Total Repayment Due:
10,00.00 + 600.00 + 30.00 = ₱ 10,630.00
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